Case Studies of Energy Efficiency Financing in the Original Five Pilot States, 1993-1996

The National Energy Policy Act of 1992 and the Housing and Community Development Act of 1992 required that the Federal Housing Administration of the U.S. Department of Housing and Urban Development conduct an energy efficient mortgage (EEM) pilot program in five states. As a basis for comparative analysis, the National Renewable Energy Laboratory and the home energy rating system providerorganizations in the pilot states developed case studies documenting EEMs implementation. The financing products were being developed. This report contains the case studies for the five pilot states.