State Clean Energy Policies Analysis: State, Utility, and Municipal Loan Programs

Research output: NRELTechnical Report


High initial costs can impede the deployment of clean energy technologies. Financing can reduce these costs. And, state, municipal, and utility-sponsored loan programs have emerged to fill the gap between clean energy technology financing needs and private sector lending. In general, public loan programs are more favorable to clean energy technologies than are those offered by traditional lending institutions; however, public loan programs address only the high up-front costs of clean energy systems, and the technology installed under these loan programs rarely supports clean energy production at levels that have a notable impact on the broader energy sector. This report discusses ways to increase the impact of these loan programs and suggests related policy design considerations.
Original languageAmerican English
Number of pages39
StatePublished - 2010

NREL Publication Number

  • NREL/TP-6A2-47376


  • barriers
  • clean energy goals
  • clean energy policy tools
  • clean energy technologies
  • clean energy technology
  • financing
  • installation costs
  • loan programs
  • loans
  • local
  • municipal loans programs
  • state
  • state loans
  • up-front costs


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